Services
Tax Preparation
Preparing your tax return is more than entering numbers into software. My job is to understand your situation, make sure the information on your return is accurate, and identify the tax issues that are relevant to you.
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I prepare federal and state income tax returns for individuals and couples.
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My focus is on getting to know your particular situation rather than treating your return like one of many in a production line.
Tax Planning
Tax preparation looks at what happened. Tax planning looks ahead.
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Tax planning can be particularly useful as you approach or move through retirement. Changes in income, retirement distributions, Social Security, RMDs, Roth conversions, capital gains, and other financial decisions can affect your tax situation—not just this year, but in future years as well.
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Tax planning gives us an opportunity to look at those issues before decisions are made, rather than simply dealing with the tax consequences afterward.
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Tax planning is a separate engagement from tax preparation. It is optional and only if we have reason to believe it will be helpful in your situation.
What Tax Planning Might Include
Depending on your circumstances, we might look at questions such as:
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How would different IRA or 401(k) withdrawal amounts affect my taxes?
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What would be the tax consequences of a Roth conversion?
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How will my required minimum distributions affect my taxes?
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What are the tax consequences of selling an investment with a large capital gain?
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How might Social Security benefits interact with my other income?
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Should I itemize deductions, and how might charitable contributions affect that decision?
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Would a Donor Advised Fund provide tax benefits in my situation?
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Would Qualified Charitable Distributions (QCDs) be beneficial given my age and retirement income?
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Are there tax implications to consider before making a major financial decision?
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My role is not to make investment or financial-planning decisions for you. My role is to help you understand the tax consequences of the decisions you are considering.